RJ Andi,
Investment because as time goes by, lumalaki tlga ang value like ang lupa….every year tumataas ang per sqm and Pwedeng parentahan. Condo, pwdeng gawing passive income thru Air BnB And etc. while ang life insurance, secured ang family if May mangyari sau. (God forbid).
in short ang investment , will
make u more money. And ung profit mo, u can use it for expenses or buy more investments.
While ung savings sa bank, maliit lng ang tubo (1%)…. talo ng inflation. Pag May Nangyari pa sau, ubos agad ang ipon.